©www.financiallyfitandlit.com, LLC
Last Updated October 2023
This Website Terms of Use Agreement (“Website Terms”) is between you and
Financiallyfitandlit.com and its past, present, or future parents, subsidiaries, affiliates,
predecessors, assignees, successors, and their respective agents, employees, directors,
officers, partners, and members (whether acting in their corporate or individual capacity)
(“Financiallyfitandlit.com,” “we” or “us”). Notwithstanding any language in the Website Terms to
the contrary, the Website Terms have the same effect as an agreement in writing and govern
your use of this site and its content (the “Website”), your engagement of
Financiallyfitandlit.com’s services, your request that Financiallyfitandlit.com contact you about its
credit repair services, and/or your participation in the Text Message Program.
Financiallyfitandlit.com’s “Text Message Program” includes sending text message(s) to us
and/or receiving text message(s) from www.financiallyfitandlit.com.
BY USING THE WEBSITE, ENGAGING www.financiallyfitandlit.com’s SERVICES,
REQUESTING THAT www.financiallyfitandlit.com’s CONTACT YOU ABOUT ITS CREDIT
REPAIR SERVICES, AND/OR PARTICIPATING IN www.financiallyfitandlit.com’s TEXT
MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THE WEBSITE TERMS.
Financiallyfitandlit.com’s Privacy Policy applies to your use of Financiallyfitandlit.com’s website,
all services provided by us, your request that Financiallyfitandlit.com contact you about its credit
repair services, and/or your participation in Financiallyfitandlit.com’s Text Message Program,
and its terms are made a part of the Website Terms. To view Financiallyfitandlit.com’s Privacy
Policy, click here. By using Financiallyfitandlit.com’s website, engaging our services, requesting
that Financiallyfitandlit.com contact you about its credit repair services, and/or participating in
Financiallyfitandlit.com’s Text Message Program, you acknowledge you have reviewed
Financiallyfitandlit.com’s Privacy Policy and agree to its terms.
BY USING Financiallyfitandlit.com’S WEBSITE, ENGAGING Financiallyfitandlit.com’S
SERVICES, REQUESTING THAT Financiallyfitandlit.com CONTACT YOU ABOUT ITS CREDIT
REPAIR SERVICES, AND/OR PARTICIPATING IN Financiallyfitandlit.com’S TEXT MESSAGE
PROGRAM, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND
Financiallyfitandlit.com ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY
CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT,
LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU
AND Financiallyfitandlit.com, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OR
FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF
THE WEBSITE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE
WEBSITE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT
AND PROSPECTIVE INTERACTIONS WITH Financiallyfitandlit.com. YOU AGREE THAT YOU
ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS
ACTION LAW SUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION
AGAINST Financiallyfitandlit.com IN A COURT OF LAW. YOU MAY INDIVIDUALLY
ARBITRATE ANY CLAIM AGAINST Financiallyfitandlit.com IN ANY JURISDICTION IN THE
UNITED STATES. Financiallyfitandlit.com WILL REIMBURSE YOU UP TO $300 OF YOUR
ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION
THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of
the Website Terms shall control over any inconsistency between the Rules of the American
Arbitration Association and the Website Terms). The arbitrator shall have authority to interpret
the Website Terms, including but not limited to the authority to decide whether any claim is
arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the
rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms. You
agree that the Website Terms involves commerce under 9 U.S.C. §§ 1 et seq. and that this
Arbitration Clause is governed by federal law, including the Federal Arbitration Act.
1. About the Website Terms
The Website is a service made available by Financiallyfitandlit.com. If you do not agree to the
Website Terms, you may not use the Website. We may modify the Website Terms at any time. If
you do not agree to the changes, you must discontinue using the Website, discontinue using
Financiallyfitandlit.com’s services, rescind your request that Financiallyfitandlit.com contact you
about its credit repair services, and/or discontinue your participation in Financiallyfitandlit.com’s
Text Message Program before the changes take effect. Your continued use of the Website, use
of Financiallyfitandlit.com’s services, request that Financiallyfitandlit.com contact you about its
credit repair services, and/or participation in Financiallyfitandlit.com’s Text Message Program
after any such changes take effect constitutes your acceptance to such changes. Each time you
visit or log in to the Website, continue using Financiallyfitandlit.com’s services, continue your
request that Financiallyfitandlit.com contact you about its credit repair services, and/or
participate in Financiallyfitandlit.com’s Text Message Program, you reaffirm your acceptance of
the Website Terms. You are responsible for regularly reviewing the Website Terms, by clicking
on the “Terms of Use” link at www.Financiallyfitandlit.com. The Website Terms may be
supplemented by additional terms and conditions applicable to privacy, specific areas of this
Website, or to where particular content or transactions are posted in particular areas of the
Website and, together with the Website Terms, govern your use of those areas, content, or
transactions.
2. About the Website
The Website gives users information about Financiallyfitandlit.com’s credit repair services,
general educational and informational resources about credit, and the ability to sign up for and
engage Financiallyfitandlit.com’s services.
3. Signing Up for Financiallyfitandlit.com’s Services
You are not required to sign up for Financiallyfitandlit.com’s services in order to visit and read
material on the Website; however, you will need to sign up if you want Financiallyfitandlit.com to
assist you in your efforts to improve your credit reports and rating. If you sign up, you agree to
provide accurate and complete information. You must be legally capable to enter into contracts.
It is your responsibility to make any updates to that information. Each sign-up is for a single
person only. We do not permit any other person to enroll in Financiallyfitandlit.com’s services on
behalf of another unless you have an appropriate Power of Attorney. You are responsible for
preventing such unauthorized use. If you believe there has been unauthorized use, you should
notify Financiallyfitandlit.com immediately by emailing [email protected].
If you participate in Financiallyfitandlit.com’s Text Message Program after you sign up for
services, you may stop receiving servicing text messages by texting STOP (and no other words
or characters) to the short code from which you received the Financiallyfitandlit.com text
message(s). Almost all STOP requests are taken care of immediately, but it may take up to 3
business days from the date you text STOP to be removed from Financiallyfitandlit.com’s texting
list(s). Note that texting STOP in response to a servicing text message will only stop servicing
text messages, and will only stop text messages to the phone number you used to text STOP.
4. Member Files
Should you choose to sign up for Financiallyfitandlit.com’s services, you will enter into a
separate written agreement with Financiallyfitandlit.com. Each file we create in conjunction with
this separate written agreement is called a “Member File.” Your Member File will continue to be
subject to the agreements otherwise governing them, except where so noted in the related
agreement. Each Member File will be subject to the following:
● The terms or instructions appearing on a screen when using the service;
● Financiallyfitandlit.com’s policies and procedures applicable to the Member File and the
online service;
● Applicable state and federal laws and regulations.
5. Access to Member Files
You authorize Financiallyfitandlit.com to provide access to your Member File(s) through its
online services. You may access your Member File(s) at members.Financiallyfitandlit.com (the
“Member Website”) to obtain account payment information, a sequential docket of services
provided and notes made to the file, credit report information received from you by
Financiallyfitandlit.com and input into your file, your disputing instructions, and other information.
To access a Member File through the online service you must have a password and the
required hardware and software. Subject to the terms of this agreement and any separate
written agreement(s), you will generally be able to access your Member File through the
Member Website seven days a week, 24 hours a day. Member File information is posted to the
file at the time work is completed on the Member File.
At certain times, the online services may not be available due to system maintenance or
circumstances beyond our control.
6. Ownership
The Website contains information, content or advertisements text, photographs, designs,
graphics, images, sound and video recordings, animation and other materials and effects
(collectively, the “Content”) that are protected by copyrights, trademarks, service marks, trade
dress, patents or other intellectual or proprietary rights owned by Financiallyfitandlit.com or
other third parties. All trademarks and copyrighted information contained on the Website are the
property of their respective owners. Further, Financiallyfitandlit.com retains all rights (including
intellectual property rights), title and interest in the Website, technology, and all underlying
technology and data including any enhancements, software, applications and improvements
related to the Website (the “Technology”)(the terms Content and Technology collectively will be
referred to as the “Materials”). You may not remove from any electronic or printed copy any
copyright, trademark, or other proprietary notice.
7. Use of Website and Materials
Financiallyfitandlit.com provides the Website and the Materials for your individual,
non-commercial use and solely for the purpose of carrying out individual transactions with the
Website. Any other use of the Website or the Materials is strictly prohibited. You may not, either
directly or indirectly:
● Modify, republish, redistribute, delete, resell, sublicense, publicly perform, cache by
proxy the Website or Materials without the express written permission of
Financiallyfitandlit.com or the applicable rights holder;
● Use the Materials for telemarketing, direct marketing, and commercial mass e-mail or by
agents or representatives or e-mail spammers;
● Reverse engineer, decompile, disassemble, merge, copy, use, disclose, rent, lease,
loan, sell, sublicense or transfer the underlying source code or structure or sequence of
the Technology or delete or alter author attributes or copyright notices;
● Use any network monitoring or discovery software to determine Website architecture, or
extract information about usage or users;
● Reformat or frame any portion of the Website or Materials;
● Use any device, software or routine that interferes with the proper working of the
Website, or otherwise attempt to interfere with the proper working of the Website;
● Take any action that imposes, or may impose in our sole discretion an unreasonable or
disproportionately large load on our infrastructure;
● Attempt to gain unauthorized access to other computer systems;
● Violate the Website Terms, applicable law or the rights of others; or disrupt or interfere
with the security of, or otherwise cause harm to, the Website.
Any permitted use of the Website does not extend to using the Website or Materials for any
illegal purpose, or to transmit to or through the Website or to or through any service any illegal,
harmful, threatening, defamatory, obscene, hateful, pornographic or other objectionable material
of any kind, or to interfere with, abuse or otherwise violate the legal rights of any third party
using the Website or Materials.
We may retain information that you provide, and we obtain, during your use of the Service,
including through the use of session replay technology. We may, from time to time, use this
information to match you with offers for products and services made available through various
Network Subscribers, subject to our Privacy Policy. We will make these offers available to you at
your convenience and there will be no obligation to accept any offer.
Without limiting other remedies, we may limit, suspend, or terminate our service and user
accounts, prohibit access to our website, remove hosted content, and take technical and legal
steps to keep users off the Website if we think that they are creating problems, possible legal
liabilities, or acting inconsistently with the letter or spirit of our policies. We also reserve the right
to cancel unconfirmed accounts.
8. License
By using the Website, uploading content to or submitting any materials for use on the Website,
you grant (or warrant that the owner of such rights has expressly granted)
Financiallyfitandlit.com a perpetual, royalty-free, irrevocable, non-exclusive right and license to
use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute
such materials and/or information generated through use of the Website or incorporate such
materials and/or information generated through use of the Website into any form, medium, or
technology now known or later developed throughout the universe. We need these rights to host
and display your content.
Anonymous, aggregate information that does not contain personally identifiable information,
comprising account information, or other available data that is collected through your use of the
Website, may be used or licensed by Financiallyfitandlit.com for various purposes including but
not limited to conducting certain analytical research, performance tracking, benchmarking,
helping to improve products and services and to assist in troubleshooting and technical support.
9. Automated Activity
The Website may use robot exclusion methods, which include robots.txt files and HTML meta
tags, which expressly allow and/or exclude specified automated programs from accessing
certain portions of the Website. Much of the information on the Website is updated on a real
time basis and is proprietary or is licensed to Financiallyfitandlit.com by our users or third
parties. You agree that you will not use any robot, spider, scraper or other automated means to
access the Website for any purpose, including but not limited to performing “offline” searches
and mirroring, without our express written permission as indicated in the then current robots.txt
file or HTML meta tags on the Website. Additionally, you agree that you will not bypass our robot
exclusion methods or other measures we may use to prevent or restrict access to the Website.
10. Linking
You may provide links only to the homepage of this Website, provided (a) you do not remove or
obscure, by framing or otherwise, any portion of the homepage, (b) you give
Financiallyfitandlit.com notice of such link by sending an e-mail to [email protected]
and (c) you discontinue providing links to this Website if requested by Financiallyfitandlit.com. If
you wish to provide links to a section within the Website, you should forward your request to
Financiallyfitandlit.com at [email protected] and Financiallyfitandlit.com will notify
you if, within its sole and unfettered discretion, permission is granted, and, if so, the terms and
conditions of the permission.
11. Representations
You represent and warrant to us that (a) you are legally capable to enter into contracts, (b) you
are providing us at all times true, accurate and up to date information about yourself, (c) you will
comply at all times with the Website Terms and applicable law and (d) your use of the Website
and any transactions that you make with us will not violate the rights of any third party.
Financiallyfitandlit.com’s services and Website, the underlying information, software and
technology are subject to U.S. export controls. None of the Website services or content may be
downloaded, or otherwise exported or re-exported (i) into (or to a national or resident of) Cuba,
North Korea, Iran, Sudan, Syria or any other country subject to U.S. sanctions applicable to the
export or re-export of goods, (ii) to anyone on the U.S. Treasury Department’s List of Specially
Designated Nationals and Blocked Persons List, or the U.S. Commerce Department’s Denied
Persons List, Unverified List, Entity List or Nonproliferation Sanctions List. By using
Financiallyfitandlit.com’s services and Website, you agree to the foregoing and you represent
and warrant that you are not located in, under the control of, or a national or resident of any
such country or on any such list, and that you acknowledge you are responsible to obtain any
necessary U.S. government authorization to ensure compliance with U.S. law.
12. Disclaimer
Financiallyfitandlit.com makes every effort to ensure the information presented in, on or through
its Website is accurate; however, Financiallyfitandlit.com makes no guarantee as to such
information, and is not responsible for any resulting loss or damage.
13. Warranty, Liability, Indemnification
Financiallyfitandlit.com makes no representations regarding the availability and performance of
its Website. You hereby acknowledge that any use of the Website and reliance upon any
Materials shall be at your sole risk and that Financiallyfitandlit.com shall not be liable for any
loss of data, lost profits or any other damages or losses resulting from such use.
THE WEBSITE AND MATERIALS ARE PROVIDED BY Financiallyfitandlit.com ON AN “AS IS”
BASIS AND AS AVAILABLE, WITHOUT ANY WARRANTY OR REPRESENTATION OF ANY
KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE.
Financiallyfitandlit.com EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS
OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY,
ACCURACY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND THE
IMPLIED CONDITIONS OF SATISFACTORY QUALITY AND ACCEPTANCE AS WELL AS ANY
LOCAL JURISDICTIONAL ANALOGUES TO THE ABOVE AND OTHER IMPLIED OR
STATUTORY WARRANTIES. WE MAKE NO REPRESENTATIONS THAT THE WEBSITE OR
MATERIALS WILL MEET YOUR REQUIREMENTS, OR THE RESULTS THAT YOU MAY GAIN
FROM YOUR USE OF THE WEBSITE.
IN NO EVENT SHALL Financiallyfitandlit.com, ITS DIRECTORS, OFFICERS, EMPLOYEES,
AFFILIATES, AGENTS OR CONTRACTORS BE LIABLE FOR ANY COMPENSATORY,
DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, LOSS OF
DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, OR ANY CLAIMS OF
YOU OR OTHER THIRD PARTIES WHATSOEVER WITH RESPECT TO THE WEBSITE OR
THE MATERIALS REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS
BASED, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES THAT RESULT FROM ANY
MISTAKE, OMISSION, VIRUS, DELAY OR INTERRUPTION IN OPERATION OR SERVICE OR
FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM AN ACT OF GOD,
COMMUNICATIONS FAILURE, THEFT OR OTHERWISE. Financiallyfitandlit.com SHALL NOT
BE LIABLE FOR ANY LOSSES OR DAMAGES WHATSOEVER RESULTING FROM ANY
FAILURE OF THE INTERNET. Some states do not allow the exclusion or limitation of liability of
consequential or incidental damages, so the above exclusions may not apply to all users; in
such states liability is limited to the fullest extent permitted by law.
Financiallyfitandlit.com DOES NOT GUARANTEE THAT ANY CONTENT, INFORMATION,
SOFTWARE OR OTHER MATERIAL ACCESSIBLE THROUGH THE WEBSITE WILL BE FREE
OF VIRUSES, “WORMS”, “TROJAN HORSES”, OR THEIR HARMFUL COMPONENTS.
Financiallyfitandlit.com’S ENTIRE LIABILITY AND YOUR SOLE AND EXCLUSIVE REMEDY
WITH RESPECT TO THE USE OF ANY SERVICES PROVIDED BY Financiallyfitandlit.com
SHALL BE CANCELLATION OF YOUR ACCOUNT.
14. Indemnity
You agree to indemnify, defend, and hold harmless Financiallyfitandlit.com, its officers, directors,
employees, agents, representatives, vendors and distributors from and against any and all
claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’
fees) that such parties may incur as a result of or arising from your (or anyone using your
account’s) violation or breach of any representation or obligation under the Website Terms. We
reserve the right to assume the exclusive defense and control of any matter otherwise subject to
indemnification by you and, in such case, you agree to cooperate with our defense of such
claim.
15. Privacy
We may, subject to and in accordance with our Privacy Policy for marketing and other purposes,
collect, process and transmit certain data obtained from and about you in the course of your
accessing the Website or during a phone consultation, including information collected in the
course of an abandoned transaction. By agreeing to the Website Terms you agree to such data
being so used and further agree that it may be transmitted to others whether or not within the
United States in accordance with our Privacy Policy and under applicable privacy and data
protection legislation.
16. Electronic Notices and Transactions
You agree to transact with us electronically. This means you agree to accept any terms and
conditions and to transact any business with us by electronic means, which includes receiving
all documents in HTML or PDF format and communicating over the Internet. You also certify that
you are at least 18 years of age and have access to the Internet to receive
Financiallyfitandlit.com’s services, to request that Financiallyfitandlit.com contact you about its
credit repair services, to participate in Financiallyfitandlit.com’s Text Message Program, and to
view, print and retain all documentation. You authorize us to send you important notices about
the Website and any pending transactions to an email address you provide to us, if you are a
member of Financiallyfitandlit.com or have requested that we contact you about our credit repair
services. It is your duty to keep your email address up to date and to maintain a valid email
address and to ensure that emails we send you are not filtered or stopped by spam filters or
other types of email blocking functionalities. If you no longer desire to transact electronically with
us, you may no longer use the Website or Financiallyfitandlit.com’s services. You can retrieve
and review the Website Terms at any time by visiting https://www.Financiallyfitandlit.com.
17. Access
You are responsible for obtaining at your own expense all equipment and services needed to
access and use the Website, including all devices, Internet browsers and Internet access. If you
access the Website or a Website application through a mobile or wireless device, you are
responsible for all fees that your carrier may charge you for data, text messaging and other
wireless access or communications services.
18. Notice Regarding Technology
Your use of the Website must comply with all applicable laws in the territory in which you access
and use the Website.
19. Miscellaneous
Financiallyfitandlit.com reserves the right to investigate complaints or reported violations of the
Website Terms and to take any action Financiallyfitandlit.com deems appropriate including but
not limited to reporting any suspected unlawful activity to law enforcement officials, regulators,
or other third parties and disclosing any information necessary or appropriate to such persons or
entities relating to user profiles, e- mail addresses, usage history, posted materials, IP
addresses and traffic information. Financiallyfitandlit.com reserves the right to seek all remedies
available at law and in equity for violations of the Website Terms, including but not limited to the
right to block access from a particular Internet address to any Financiallyfitandlit.com website.
These incorporate by reference any notices contained on the Website and constitute the entire
agreement with respect to access to and use of the Website, your request that
Financiallyfitandlit.com contact you about its credit repair services, and/or your participation in
Financiallyfitandlit.com’s Text Message Program. You agree that the provisions and covenants
set forth herein are reasonable. In the event that any provision or covenant of the Website
Terms shall be held invalid, illegal or unenforceable by a court or arbitrator of competent
jurisdiction for any reason, including but not limited to the scope thereof, then such provision will
be severed and replaced with a new provision that most closely reflects the original intention
thereof, and the remaining provisions of the Website Terms will remain in full force and effect for
the greatest time period and for the broadest scope permitted by applicable law. Without limiting
the foregoing, you agree and request that if any court or arbitrator of competent jurisdiction
considers any provision or covenant of the Website Terms to be overly broad based on the
circumstances at the time enforcement is requested, that such court or arbitrator construe and
enforce the provision or covenant to the fullest extent that such court or arbitrator deems
reasonable.
Financiallyfitandlit.com shall not be deemed to have waived any rights or remedies in the
Website Terms unless such waiver is in writing and signed by Financiallyfitandlit.com. No delay
or omission on the part of Financiallyfitandlit.com in exercising any rights or remedies shall
operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any
one occasion shall not be construed as a waiver of any rights or remedies on future occasions.
The Website Terms constitutes the entire agreement and understanding between you and
Financiallyfitandlit.com, except as you and Financiallyfitandlit.com may later agree in writing to
modify the Website Terms. The Website Terms supersedes any and all prior agreements and
understandings, oral or written, relating to the subject matter contained herein.
20. Confidentiality of Information
ALL ARTICLES AND MATERIAL DISPLAYED BY US ON THE WEBSITE ARE FOR
INFORMATION ONLY (EXCEPTING Financiallyfitandlit.com’S PRIVACY POLICY AND THE
WEBSITE TERMS, WHICH ARE BINDING CONTRACTS), ARE NO SUBSTITUTE FOR
SPECIFIC ADVICE, AND ARE IN NO MANNER TO BE CONSIDERED LEGAL ADVICE OR
OTHER LICENSED PROFESSIONAL ADVICE OR A SUBSTITUTE THEREFOR. FOR
SPECIFIC LEGAL ADVICE REGARDING YOUR PARTICULAR CIRCUMSTANCES, YOU
MUST RETAIN LEGAL COUNSEL. Financiallyfitandlit.com does not represent or guarantee the
accuracy or reliability of any advice, opinion, statement, or other information displayed or
distributed through the Website. You acknowledge that any reliance upon any such materials,
opinion, advice, statement, memorandum, or information shall be at your sole risk.
Financiallyfitandlit.com reserves the right, in its sole discretion, to correct any errors or
omissions in any portion of the Website.
Any information contained on the Website with respect to results obtained by
Financiallyfitandlit.com is not meant to indicate that the same or similar results can or will be
obtained in other cases or situations. Results will vary depending on the facts and
circumstances of each individual matter. Prior results do not predict, warrant or guarantee a
similar outcome. References to past or present members or the circumstances of their specific
matters do not constitute testimonials or endorsements by such members, nor are they a
guarantee, warranty or prediction of the outcome of your matter.
Electronic mail or other communications through this site to Financiallyfitandlit.com (or any of its
employees, agents or representatives) are not secure. Accordingly, Financiallyfitandlit.com does
not guarantee the confidentiality of such communications. You acknowledge that transmissions
to and from the Website are not confidential and your communications may be read or
intercepted by others. Any unprotected e-mail communication over the Internet is subject to
possible interception or loss, is not confidential and is also subject to possible alteration. We are
not responsible for and will not be liable to you or any third party for damages in connection with
an e-mail sent by you to us or an e-mail sent by us to you, or anyone you designate, at your
request. Violators of this section who use our services for any illegal purpose including but not
limited to repeated unwanted emails or “Spam,” may be prosecuted to the full extent of the law.
You acknowledge that by submitting communications to Financiallyfitandlit.com, no confidential,
fiduciary, contractually implied or other relationship is created between you and
Financiallyfitandlit.com other than pursuant to the Website Terms and any subsequent written
agreement entered into with Financiallyfitandlit.com.
You are solely responsible for (a) maintaining the confidentiality and security of your login
information, passwords, and any other security or access information used by you or anyone
you authorize on your behalf to access the Website and your account information, (b) preventing
unauthorized access to or use of the information, files, or data that you store or use in or with
Financiallyfitandlit.com’s Website, (c) all electronic communications, including account
registration and other account holder information, email and financial, accounting and other data
entered using the Financiallyfitandlit.com Website, and (d) without limiting the foregoing, any
and all activities that occur under your account. Financiallyfitandlit.com will assume that any
communications received through the use of the Financiallyfitandlit.com Website was sent or
authorized by you. You agree to immediately notify Financiallyfitandlit.com if you become aware
of any loss, theft, or unauthorized use of the Financiallyfitandlit.com Website or your account
information.
Please do not use the information on our Website to distribute unsolicited bulk e-mails,
solicitations or inquiries. The foregoing acts will constitute a violation of the Website Terms.